Following is a list of employee benefits that are available to all full-time equivalent employees. Open enrollment is held in August and the beginning of September of each school year for existing employees to add or change benefits. New employees must make an appointment to review the benefits and complete initial enrollment paperwork.

Please contact Jacque Mazanowski, Benefits Coordinator at:

(815) 754-2370

The Benefits Office is located at DeKalb C.U.S.D. 428 Education Center, 901 South Fourth Street, DeKalb, IL 60115.

AVAILABLE BENEFITS

I. HEALTH INSURANCE

A. Eligible 1^st of month following start date.

B. The school district pays for full-time employee and dependent coverage per the terms of the employee contract.

C. Major medical highlights:

m Blue Cross/Blue Shield of Illinois

m 2 Plans

$500 deductible per person, maximum first 2 deductibles per family.

$1500 deductible per person, maximum first 2 deductibles per family.

m Coverage = PPO 90%/10%; traditional plan 70%/30%.

m $500 maximum for annual physical exam per person paid at 90%.

m $20 co-pay for office visit only.

m Prescription card coverage = 80%/20% of first $1000. $10 minimum and $75 maximum co-pay.

m Mail Order prescription services available. $15 for 3 month supply of generic drugs, $25 for 3 month supply of formulary drugs and $45 for 3 month supply of non-formulary drugs.

D. Employee contribution per paycheck (twice monthly) is currently as follows:

UNIT	PLAN ONE		PLAN TWO
	$500 DEDUCTIBLE		$1500 DEDUCTIBLE
	INDIVIDUAL	FAMILY	INDIVIDUAL	FAMILY
TEACHER	$14.44	$430.61	$13.10	$390.27
SECRETARIES	$28.87	$129.19	$26.20	$117.08
ASSISTANTS	$28.87	$430.61	$26.20	$390.27
COOKS/CUSTODIANS	$0	$430.61	$0	$390.27
ADMINISTRATION	Per contract	$43.06	Per Contract	$ 39.03

Additional Health Insurance Information (pdf format, click name to view)

BCBSIL Highlights - PLAN 1

BCBSIL Highlights - PLAN 2

II. DENTAL INSURANCE

A. Effective October 1 or eligible 1^st of month following start date.

B. The school district pays for full-time employee and dependent coverage per the terms of the employee contract for health insurance.

C. Major dental highlights:

m Preventive care:

100% coverage.

No deductible

m Annual deductible:

$50 per person (3 person family maximum).

m $1500 calendar annual maximum per person

m Other services

50% to 80% per terms of schedule

$1500 lifetime maximum per person under age 19 for orthodontia

Additional Dental Information (pdf format, click name to view)

Delta Dental Highlights

Delta Dental Policy Booklet

Delta Dental Policy Endorsements

Delta Dental Sample Explanation of Benefit

Delta Dental Employee Application

Delta Dental Subscriber Connection

Delta Dental Smile Smart Program

III. VISION INSURANCE

A. Effective October 1 or eligible 1^st of month following start date.

B. The school district pays for full-time employee and dependent coverage per the terms of the employee contract for health insurance.

C. Major vision highlights:

m Eye exam once every 12 months ($10 in network)

m Lenses and frames or contact allowance once every 24 months ($25 in network)

m Discounts offered if out of network

Additional Vision Information (pdf format, click name to view)

Spectera Plan Highlight

Spectera Policy Booklet

Spectera Enrollment Form

IV. LIFE INSURANCE

A. Full-time employee eligible 1^st of month following start date.

B. The school district pays for full-time employee coverage per the terms of the employee contract.

C. Additional optional life insurance available for employee, or employee and spouse, or employee and dependent children at a reasonable cost to the employee subject to application approval.

V. LONG TERM DISABILITY

A. Voluntary benefit available to all full-time employees subject to application approval.

B. Monthly benefit is per schedule, depending on disability.

C. Benefit begins per schedule, depending on disability.

D. This benefit supplements coverage by TRS or IMRF.

VI. PAID SICK, VACATION, HOLIDAY AND PERSONAL TIME

Per terms of employment contract

VII. FLEX PLANS

A. Full-time employee eligible on effective date of health insurance for medical/dental reimbursement.

Eligible upon start date for dependent care reimbursement. Plan year is October 1^st through September 30^th.

B. Pre-tax payroll deductions for medical expense reimbursement, medical premiums, and dependent care expenses.

C. Select pre-tax savings plans

Additional Flex Plan Information (pdf format, click name to view)

Payflex Plan Highlight Summary

Payflex Employee Application

Payflex Claim Form

VIII. PAYROLL

A. Direct deposit available. Most banks offer free services (checking, etc.) for your direct deposit.

B. Pay dates are the 15^th and last day of the month or the last business/school day before the pay date.

C. Changes to payroll must be received by the 1^st of the month to appear on the 15^th paycheck, and by the 15^th of the month to appear on the end of month paycheck.

IX. TUITION WAIVERS

A. Per terms of employment contract.

B. Prior approval required from building principal.

C. Receipts and grades required.

X. EMPLOYEE ASSISTANCE PROGRAM

A. Preventative health and well-being workshops and seminars for employees and families.

B. 24 hour help line with Ben Gordon Center (1-800-357-3133).

C. Short term counseling (up to 6 free counseling sessions per incident).

D. Referral services for long term assistance.

XI. FLU SHOTS

Usually available to all district staff and dependents for a nominal fee in October of each year.

XII. WELLNESS FAIR

A. May 2, 2008

B. An array of health screening test including blood work, blood pressure, etc.

C. Free for those covered by district health insurance, nominal charge for others.

D. Nominal fee for special testing (PSA, Thyroid, Hormone, etc.)

XIII. TAX SHELTERED ANNUITIES (403B)

A. The following companies have approved payroll deduction availability:

Capital Guardian Trust American Life Ins. Co. Aid Association for Lutherans

Equitable Life Kemper Investment Life Franklin Life

Fidelity Investments IDS Life Ins. Jackson National Life

Merrill Lynch Nationwide Life Manulife

Vanguard Fiduciary Variable Life Ins. Co. Metropolitan Life

B. Contact your personal investment counselor for additional information and setting up an account.

XIV. YMCA

A. 20% discount available for district employees and families

B. Payroll deduction also available

XV. WRIGHT ATHLETIC CLUB

20% discount available with District Identification

XVI. EMPLOYMENT CONTRACTS

2006-2008 DCTA Agreement

2007-2010 DFSA Agreement

2005-2009 FDOSP Agreement